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Disclaimer and Terms

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Legal Disclaimer

By entering and using this website, you acknowledge that you have read and understood these terms of use and privacy policy, and expressly agree to be bound by them.

General Terms and Modifications

We may change, suspend, or terminate any aspect of this website at any time. We reserve the right to modify these terms of use at any time, and such modifications will be effective immediately, whether by notifying you or by posting the modified terms of use. You agree to regularly review the terms of use to be aware of these modifications, and your continued access or use of this website will be deemed acceptance of the modified terms of use. Your use of this website is subject to the terms of use in effect at the time of your use.

Registration

Access to certain content, services, and features of this website may require users to register using the provided forms. Registration may require you to provide certain personal identification information, such as your name, email address, street address, gender, and date of birth. If you are under 13 years old, please do not register unless your parents have allowed you to do so. Our use of personal identification information is governed by the terms of our privacy policy. You represent that the information provided in the registration form is true, accurate, current, and complete, and you agree to promptly update this information to keep it so. We reserve the right to terminate registration and deny access to this website, in whole or in part, to anyone who violates the terms of use.

Passwords

You are responsible for keeping your username or password confidential for accessing this website, and you agree not to allow any other person or entity to use any username or password issued by you. You will be responsible for all activities that occur under your user account or password, whether by yourself or others. You agree to immediately notify us of any unauthorized use of your password, username, or any other security breach, and inform us if you wish to cancel your username or password. You also agree to log out of your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to fulfill these obligations. We reserve the right to delete or change any username or password at any time for any reason.

Our Intellectual Property

This website and its content are owned by us and third-party providers and are protected by international copyright, trademark, and other intellectual property laws. Copying, reproducing, republishing, uploading, posting, transmitting, or distributing this website and its content is prohibited without our written permission. However, you may download, display, and print copies of the materials presented on this website, but only for personal non-commercial use. “Deep linking,” “embedding,” or similar techniques are strictly prohibited unless authorized in writing. Unauthorized use of this website or the materials on this website may violate applicable copyright, trademark, or other intellectual property laws or other laws. You must retain all copyright and trademark notices and other proprietary notices contained in the materials. Use of these materials on any other website or networked computer environment is prohibited. You may establish hyperlinks to this website, provided that the link does not state or imply our sponsorship of another website, and you may not frame any content of this website or incorporate our intellectual property into another website or service.

Content Submission

“Content submission” refers to all comments, feedback, suggestions, emails, and similar information or materials that you submit to us, including comments posted on blogs, stories, and community forums, letters submitted to editors, and manuscripts, articles, photos, videos, artworks, or other materials submitted. By sending such materials, you represent and agree that:

You are the author of the submitted content, or you are submitting the content with the explicit permission of the author/owner.

The submitted content is not subject to any publishing restrictions and does not infringe or violate any existing copyrights or other proprietary rights of any other individuals or entities.

You grant us a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or display such submitted content, in whole or in part, in any known or future-developed manner or media.

You automatically waive any rights to claim that we have violated any of your rights by using such content, including rights to privacy, publicity, moral rights, or any other rights, including the right to approve our use of such content.

You are responsible for all submitted content and acknowledge that third parties may hold you liable for claims related to the content, including claims of defamation, invasion of privacy, infringement of the right of publicity, and disclosure of confidential information.

You shall indemnify and hold us, our parent company, and our affiliated entities (including our officers, directors, owners, agents, and employees) harmless from any and all liabilities and expenses incurred by the indemnified party as a result of your breach of the above representations and warranties and your responsibility for any claims related to the content or your submitted content.

We have the right to disclose any information that we believe is necessary to comply with any law, regulation, or government request, or that such information may prevent or assist in the investigation of any criminal, illegal, or inappropriate activity.

Online Conduct

We encourage free and open exchange of ideas in an atmosphere of mutual respect. We do not control the messages or posts sent to the website, but we or our representatives may monitor online behavior to enforce these terms of use. We reserve the right, at our sole discretion but without any obligation, to refuse, delete, or edit any messages or posts sent to the website. Any actions that infringe upon the rights of other users to use and enjoy this website are prohibited. If we determine that your behavior does not comply with any of our guidelines, we reserve the right to suspend or terminate your access and use of this website. We also reserve the right to change these terms at any time. By using this website, you agree not to:

Include any false, misleading, or inaccurate information.

Use this website for any illegal purposes or transmit any materials that contain viruses.

Use this website to encourage others to engage in illegal activities or activities that may cause harm to individuals or property.

Upload, post, email, transmit, or otherwise provide content that infringes upon any patent, trademark, trade secret, copyright, privacy right, publicity right, or any other proprietary rights of any party.

Upload, post, email, transmit, or otherwise provide content that is harmful to minors or that is harassing, harmful, threatening, abusive, vulgar, obscene, defamatory, libelous, hateful, or racially, ethnically, or otherwise objectionable.

Use any part of this website to upload, post, email, transmit, or otherwise provide spam, commercial advertisements, or any other form of commercial solicitation.

Attempt to interfere with the use of this website by others.

Impersonate any person or falsely claim affiliation with us.

Attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software program used by us or related to this website.

To file a complaint about the behavior of other users, please send a message to our online editors.

Online Commerce

Certain areas of our website may allow you to purchase goods or services from us or third parties. We do not assume any responsibility for any interactions between you and third parties, or for the timeliness, accuracy, or quality of goods purchased from them. You should review the practices and policies of third parties before making any purchases, as their practices and policies may differ from ours. When you purchase goods or services from our website, you may be subject to additional terms and conditions specific to the items you are purchasing. You are financially responsible for all purchases made by you or using your account.

Links to Other Websites

Any links to other websites on this website are provided for your reference and convenience. We do not assume any responsibility or liability for any actions or obligations related to any website linked from this website (or any website linking to this website). We do not review or monitor such links. The linking of this website to another website (or the linking of another website to this website) does not constitute a recommendation, endorsement, approval, advertisement, offer, or invitation regarding that website, its content, or any products or services advertised or distributed through that website. The privacy policies of other websites may differ from ours, so if you have any questions about the privacy policy of another website, please contact them directly.

Exclusive of Warranty

We do not provide any warranties of any kind for this website and/or any materials provided on this website. All materials are provided “as is.” We do not guarantee the accuracy, completeness, timeliness, or reliability of any content or data on this website and expressly disclaim all warranties and conditions, including but not limited to implied warranties and conditions of merchantability, fitness for a particular purpose, and non-infringement, as well as any warranties and conditions arising from laws, regulations, or trade practices.

We do not guarantee uninterrupted or error-free operation of this website or any of its components, nor do we guarantee that any defects will be corrected or that the website is free from viruses. News, information (including financial information such as stock quotes), or other materials on this website may be delayed, incomplete, interrupted, or inaccurate. Any information contained on this website should not be construed as our views, opinions, recommendations, or endorsements.

We provide information on healthcare, real estate, career advice, automotive and used car valuation, job opportunities, and many other fields that we believe to be useful, accurate, and timely. However, we do not make any representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any advice, opinions, or materials on these website components. The materials and content provided are for general informational purposes only and are not intended to replace professional advice. Users in these fields should not rely solely on the information provided in these fields to meet their own healthcare, real estate, automotive, career, or other needs.

Limitation of Liability

We, our parent company, and affiliated entities shall not be liable for any damages, losses, claims, liabilities, or any special, punitive, indirect, incidental, or consequential damages (including but not limited to loss of profits or savings), whether based on contract, tort, strict liability, or otherwise, arising out of or in any way connected with any of the following: (1) your use of this website, or any decisions or actions taken or not taken by you based on the information provided on this website or the content on this website; or (2) our performance or non-performance, even if we have been advised of the possibility of such damages. Some jurisdictions may not allow the limitation of implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, any or all of the disclaimers, exclusions, or limitations set forth above may not apply to you, and you may have additional rights beyond those stated in these terms.

Copyright

We respect the intellectual property rights of others and expect the same from users of this website.

Miscellaneous

These Terms of Use and the Privacy Policy constitute the entire agreement between you and us. Additional terms and conditions may apply to the purchase of third-party goods and services offered through this website. Your use of this website is independent, and you should not be considered our employee, agent, partner, or joint venturer.

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